--S.900--

S.900

One Hundred Sixth Congress

of the

United States of America

AT THE FIRST SESSION

Begun and held at the City of Washington on Wednesday,

the sixth day of January, one thousand nine hundred and ninety-nine

An Act

To enhance competition in the financial services industry by providing a prudential framework for the affiliation of banks, securities firms, insurance companies, and other financial service providers, and for other purposes.

SECTION 1. SHORT TITLE; TABLE OF CONTENTS.


TITLE V--PRIVACY

Subtitle A--Disclosure of Nonpublic Personal Information

Subtitle B--Fraudulent Access to Financial Information


TITLE V--PRIVACY

Subtitle A--Disclosure of Nonpublic Personal Information

SEC. 501. PROTECTION OF NONPUBLIC PERSONAL INFORMATION.

SEC. 502. OBLIGATIONS WITH RESPECT TO DISCLOSURES OF PERSONAL INFORMATION.

SEC. 503. DISCLOSURE OF INSTITUTION PRIVACY POLICY.

SEC. 504. RULEMAKING.

SEC. 505. ENFORCEMENT.

SEC. 506. PROTECTION OF FAIR CREDIT REPORTING ACT.

SEC. 507. RELATION TO STATE LAWS.

SEC. 508. STUDY OF INFORMATION SHARING AMONG FINANCIAL AFFILIATES.

SEC. 509. DEFINITIONS.

SEC. 510. EFFECTIVE DATE.

Subtitle B--Fraudulent Access to Financial Information

SEC. 521. PRIVACY PROTECTION FOR CUSTOMER INFORMATION OF FINANCIAL INSTITUTIONS.

SEC. 522. ADMINISTRATIVE ENFORCEMENT.

SEC. 523. CRIMINAL PENALTY.

SEC. 524. RELATION TO STATE LAWS.

SEC. 525. AGENCY GUIDANCE.

SEC. 526. REPORTS.

SEC. 527. DEFINITIONS.


Speaker of the House of Representatives.

Vice President of the United States and

President of the Senate.

END